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100 Amp to 200 Amp Panel Upgrade: Do You Need One?

Signs your Colorado home needs a 200A panel upgrade, what the project involves, typical costs, and how financing with Affirm works.

By DawnStar Electrical Services · 2026-09-05

Many Colorado homes built before the 1990s still run on 100-amp service, or less. That was fine then. Today's homes add EV chargers, heat pumps, induction ranges, hot tubs and home offices.

Signs you need an upgrade

  • You're adding an EV charger, heat pump or hot tub
  • Breakers trip frequently
  • Lights dim when large appliances start
  • You have a fuse box or a known-problem panel brand
  • No open breaker spaces remain

What the project involves

A panel upgrade typically includes a permit, utility coordination for disconnect/reconnect, a new meter base and service conductors as needed, the new panel, grounding and bonding updates, and a final inspection. Most are completed in one day.

What does it cost?

In Colorado, 100A→200A upgrades typically run $2,000–$4,500. See our pricing guide.

Financing

Panel upgrades are one of our most-financed projects. With Affirm, you can check your rate with no impact to your credit score and pay over time.

Upgrade now. Pay over time.

Finance panel upgrades, EV chargers, rewiring and more with Affirm. Checking your rate won't affect your credit score.

See Financing Options
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